I've started looking for an office for the company. Insurance is super intense, especially in the middle of town.
Fire, Lightning, Explosion, Aircraft, Riot, Civil Commotion, Malicious Persons, Earthquake, Storm or Flood, Escape of Water, Escape of Oil, Impact, Accidental Discharge of Sprinklers, Theft, Subsidence, Landslip and Heave, Accidental Damage to Glass, All other Accidental Damage and Terrorism.